美联储利率：股市“晴雨表”还是“风向标”？
美联储的联邦基金利率，这个看似神秘的数字，其实是影响股市和我们钱袋子的关键“指挥棒”。本文用大白话解释利率如何影响投资，回顾历史股灾中的利率变化，并解读当前4.22%的利率水平，教你如何像看“天气预报”一样理解它。
economic indicator
Bank Lending Standards Tightening: The Leading Indicator of Economic Storms
A deep dive into the bank lending tightening indicator (DRTSCILM), analyzing its role as an economic recession warning signal through historical data comparisons, helping ordinary investors understand and respond to potential financial risks.
DRTSCLCC Credit Card Lending Tightening Indicator: When Banks Don't Want to Lend to You
DRTSCLCC measures the percentage of banks tightening credit card lending standards. Historical data shows it reached 66.7% during the 2008 financial crisis and hit a record 71.7% during the 2020 pandemic. Currently at 10.4%, it indicates moderate tightening worth monitoring but not yet at dangerous
【Inflation Alert】US CPI Falls to 3%: Soft Landing Success or Calm Before the Storm?
US CPI YoY growth at 3.02% in September 2025, significantly down from 2022 peak but still above Fed's 2% target. Historical experience shows inflation rebounding before reaching target often signals greater turbulence ahead. This article provides deep analysis of inflation data, comparing with hist