financial crisis

DRTSCLCC Credit Card Lending Tightening Indicator: When Banks Don't Want to Lend to You

DRTSCLCC measures the percentage of banks tightening credit card lending standards. Historical data shows it reached 66.7% during the 2008 financial crisis and hit a record 71.7% during the 2020 pandemic. Currently at 10.4%, it indicates moderate tightening worth monitoring but not yet at dangerous

Trade Weighted Dollar Index (DTWEXBGS): The Global Financial Market's "Blood Pressure Monitor"

The Trade Weighted U.S. Dollar Index (DTWEXBGS) is a key indicator measuring dollar strength against a basket of currencies. By analyzing historical data from the 2008 financial crisis, 2020 pandemic, and more, we decode what the current level of 121 means for investors.

Financial Storm Warning System: Deep Dive into St. Louis Fed Financial Stress Index (STLFSI4)

The St. Louis Fed Financial Stress Index (STLFSI4) is like a "blood pressure monitor" for financial markets, helping us detect early signs of financial crises.

Understanding the VIX Fear Index: What Does the Market Sentiment Thermometer Tell Us?

The VIX Fear Index serves as a thermometer for market sentiment. Current level of 16.37 shows relatively calm markets, but looking back at historical data from the 2008 financial crisis (peak 80.86) and 2020 pandemic (peak 82.69), we learn important investment lessons: panic often creates opportuni